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Umbrella & Excess Casualty Insurance

Our Umbrella insurance and Excess Liability insurance provide businesses of all sizes with streamlined coverage to help prepare against catastrophic loss.

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In the blink of an eye, a catastrophic liability loss can have an immeasurable impact on a company’s balance sheet, operations and image. Whether liability arises from operations, products, auto accidents or emerging legal trends, businesses need an insurance carrier that can address their unique challenges and deliver an added layer of critical coverage and peace of mind.


At CNA, we offer both umbrella insurance and excess liability insurance that help businesses respond to market needs and prepare for worst-case scenarios. Our modernized, easy-to-use policy forms provide coverage designed to be consistent with most underlying terms and conditions. And our Umbrella policies have built-in coverage enhancements for key employee replacement, crisis management, waiver of subrogation and most favorable venue.

As one of the first domestic insurance carriers to offer an umbrella policy, we have more than 50 years of experience underwriting commercial umbrella and excess casualty insurance. Our deep technical expertise, broad industry appetite and flexible underwriting approach allow us to develop coverage solutions that meet each business’s unique needs. And our dedicated Underwriting, Risk Control and Claims teams help companies understand exposures and mitigate loss every step of the way.

Our Coverages


A standalone form for select lead umbrella placements.


Follow form excess for layered programs.


An A/B form with streamlined follow form coverage for lead umbrella placements.

Dedicated Claims Services

Our dedicated Umbrella and Excess Casualty Claims team has an average of 20 years of experience handling major litigation, mass tort and other highly complex excess casualty claims. We have dedicated attorneys with extensive backgrounds in complex litigation, and our Claims professionals use local jurisdictional knowledge and catastrophic claim expertise to mitigate damages and achieve the greatest benefit.

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