- Business Income and Extra Expense included on a 12-month Actual Loss Sustained basis, with options to increase up to 24 months
- Coinsurance waived on Building and Business Personal Property (BPP)
- Inflation Guard of 3% for Building and BPP with additional percentage options available
- Seasonal increase provided for up to 25% over BPP limits
- Accounts Receivable included at $25,000
- Appurtenant Buildings & Structures included at $50,000
- Building Glass included in the Building and BPP limits
- Business Income and Extra Expense Dependent Property included with the option of increasing limits, if needed
- Extended Business Income automatically included at 60 days, with options to select up to 365 days
- BPP limit at the described premises also applies to BPP in transit and off premises (up to 60 consecutive days at a temporary location)
- Civil Authority provided for up to four weeks with a 24-hour deductible
- Computers, Software and Data (EDP) on premises included up to $50,000 (limit is in addition to the Business Personal Property limit)
- EDP, including Laptops and PDAs, off premises worldwide included up to $25,000
- Equipment Breakdown included up to the Building and BPP limits, with an option to exclude, if desired
- Business Income Loss as a Result of Equipment Breakdown covered on an Actual Loss Sustained basis
- Business Income and Extra Expense as a result of interruption of computer operations (EDP, including website) covered on an Actual Loss Sustained basis with a 12-hour deductible
- Employee Dishonesty, along with Forgery and Alteration, included up to $25,000, with optional limits available
- Fine Arts included up to $25,000, with optional limits available
- Identity Theft/Recovery Expense for business owners included up to $25,000
- Money and Securities included up to the BPP limit
- Newly Acquired/Constructed Property coverage provided at $1M for Buildings and $250K for BPP and $250K for Business Income and Extra
- Ordinance or Law, Demolition, Increased Cost of Construction automatically included up to $25,000, with optional limits available
- Signs included up to the BPP limit
- Targeted Hacker Attack coverage for Direct Damage and Business Income included up to $25,000
- Valuable Papers and Records included up to $25,000
- Aggregate Limits of Insurance automatically apply per location for Premises Liability
- Blanket Additional Insured - Liability Extension automatically included
- Blanket Additional Insured - Owners, Lessees or Contractors with Products Completed Operations Coverage automatically included for Contractors
- Damage to Premises Rented to You automatically included at $1,000,000
- Employment Practices/Fiduciary Liability included at $10,000 for the majority of our classes, with optional limits available
- Professional Liability optional coverages available as endorsements to CNA Connect for a wide array of insureds – from barbers to veterinarians to hearing aid establishments and more
- Data Breach Liability and Privacy Event Expense provide critical coverage for any business that collects private information, available as an endorsement
- Eighteen Choice Endorsements are available to provide an assortment of Property coverages relevant to the insured’s specific class or industry
- Scheduled Property is available for seven different categories of BPP located off premises at another location for more than 60 consecutive days
- Blanket Building or Blanket BPP with options available at no additional premium charge
- Passport AccessSM endorsement available for International Personal Property, International Confiscation, Expropriation, Nationalization, Automobile Difference in Conditions Liability, International Kidnap and Ransom/Wrongful Detention coverage, and also includes expanded Liability coverage territory
