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Insurance for Accountants

CNA has more than 60 years of experience providing accountants with Accountants Professional Liability insurance, backed by deep expertise and responsive service.

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With more than 23,000 CPA firms insured nationwide, CNA is the number one provider of Accountants Professional Liability (APL) insurance in the U.S. Since 1993, we have been the exclusive Accountants Professional Liability underwriter for the American Institute of CPAs (AICPA) through our managing general underwriter (MGU) partner, Aon Affinity.

 

We offer a superior customer experience driven by our expert underwriting, world-class claims service and industry-leading risk control capabilities. Our simplified process includes online quotations and a short-form renewal process for small and mid-sized firms.

 

ACCESSING OUR ACCOUNTANTS PROGRAM

Our program is mutually exclusive with our MGU partner, Aon Affinity, and 15 exclusive Territorial Administrators (TAs) for local access. While TAs and Aon Affinity do not typically accept sub-produced business, they may engage depending on the account and circumstances. Our team of underwriters is here to help navigate this conversation.

 

OUR CAPABILITIES

We offer Accountants Professional Liability insurance options for certified public accountants, accountants, bookkeepers and tax preparers, which can include:

 

  • E&O, EPL, Crime and Cyber
  • Liability limits: Range from $100,000 to $10,000,000, with split limit options available to qualified and eligible insureds
  • Deductible ranges: Start at $1,000, and qualified firms have access to a range of deductible options
  • Pre-claims assistance and subpoenas assistance are available
  • Prior act coverage: Cover claims by reason of an act or omission before the policy’s purchase
  • Settlement: Must obtain insured’s written consent
  • Extended claims reporting: Report claims made during the policy period up to 60 days past policy expiration
  • Ability to underwrite any size of firm, including small, mid-sized and large complex firms
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RISK CONTROL

Resources to Manage and Reduce Risk

To help prevent claims, policyholders have access to the Accountants Professional Liability Risk Control team, which consists of dedicated CPAs with significant prior experience in public accounting.

 

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ADDITIONAL RESOURCES

Accountants Professional Liability Severity Drivers

Working with Third-party Experts®

Small Actions, Big Fallout: Lessons from Large Claims