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CNA Connect Small Business Owners Package Policy (BOP)

As a smaller or independent accounting firm, preparing for the unexpected isn't simply a good idea — it's critical in order to keep up with the competition and grow your practice. While keeping pace, you also want to ensure that you safeguard your company's future. To address your challenges, you need a broad range of property and liability small business insurance coverages such as building, business income, business personal property, computer equipment, accounts receivable, money and securities, and more.

CNA Connect® with Accountants Choice Endorsement was created specifically for accounting firms like yours. CNA Connect, our business owners policy (BOP), offers small businesses broad and relevant protection, with customized endorsements that offer increased deductible options and a wide range of limit options. CNA Connect offers more coverage and higher limits on a single policy, with the flexibility to exclude coverages to reduce premiums and the ability to tailor coverages to meet your specific needs. The Accountants Choice Endorsement offers a wide range of coverage extensions or enhancements, including a Business Income and Extra Expense coverage extension with an option that provides for the payment of covered business income loss on a billable hours basis if you're forced to close your practice for a few days due to loss of or damage to covered property at your premises resulting from a covered cause of loss. The Accountants Choice Endorsement also addresses coverages related to reimbursement of uncollectible accounts receivable and the loss of your valuable papers and records, including the cost to research, replace or restore lost information contained on such papers or records.

Other optional endorsements include the Building Owners Choice Endorsement, which provides coverage for building owners who rent to other businesses, and the Building Owners Eco Choice Endorsement, which covers the reasonable additional costs to repair or replace the damaged, covered property with similar property for the same purposes, but that is qualified as "green."

Our underwriting, risk control and claim professionals specialize in working with accounting firms, and our accountant-specific small business insurance coverages are designed to meet the needs of your practice. Our educational programs — created specifically for accounting firms by CPAs with practical experience — have received wide recognition in the industry.

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