Do you need help growing your business beyond your current geography?
In today's globalized business environment, success is increasingly sought across international borders. U.S. domestic insurance policies generally do not cover overseas events. As the number of multinational businesses grows, many are turning to CNA for assistance in managing their expanding and complex global property and casualty risks. To assess whether your business may require such cover, please ask yourself:
- Have foreign sales, imports or exports?
- Sell products over the internet?
- Have employees who travel outside the U.S. on business?
- Have overseas facilities, licensing, subcontracting or joint ventures?
- Have foreign suppliers?
- Have payroll outside the U.S.?
If you answered "yes" to any of these questions, CNA can provide international coverage to help you navigate your business risks beyond geographic boundaries.
CNA provides international solutions with easy-to-understand business insurance coverage for a wide range of events and operations. Available coverage offerings include:
- Property/Business Income/Extra Expense
- General Liability
- Employee Benefits Liability
- Excess DIC Automobile Liability/Hired and Non-Owned Automobile Liability
- Foreign Voluntary Workers’ Compensation/Employers Liability
- Business Travel Accidental Death and Dismemberment
- Kidnap and Ransom/Wrongful Detention
- Defense Base Act
CNA Passport® is CNA’s Exporters Package Policy product offering. It provides coverage for incidental international property and casualty exposures for small- to medium-sized companies, including employees traveling or working abroad to visit clients and vendors, selling products globally and sponsoring international trips.
CNA WorldPass® is CNA’s Controlled Master Policy product offering. It provides a master property and/or casualty policy with local admitted property and/or casualty policies issued in country as required by local regulations via CNA’s extensive international network. The WorldPass® program is ideal for multinational companies with an established foreign presence, including offices, manufacturing facilities and warehouse locations based outside of the United States.
CNA Companion Services® is CNA’s travel assistance services program. It provides emergency medical, personal and legal services to employees of the named insured (along with their spouses, companions and dependents) while the employee is traveling abroad for business.
Because a loss can occur in any part of the world, you will have access to experienced and certified multinational CNA Risk Control professionals grounded in the challenges multinational businesses face. They will work closely with you to identify potential exposures and to develop practical, enterprise-wide risk management strategies to address safety.
When claims do occur, dedicated CNA Multinational Claim representatives will work with you to understand your international business insurance needs and provide superior service.
CNA’s worldwide network, broad product array, customer-focused underwriting and superior service, in tandem with our ability to navigate evolving country-specific regulations and compliance issues, allow us to create innovative solutions for companies with international risk exposures.
Our integrated multinational platform seamlessly delivers expertise, market-leading products and capabilities to businesses of all sizes with domestic, international and global exposures. We write business around the globe through our CNA branch network and utilization of our CNA ComPass™ platform, allowing us to manage the administration of the local admitted policies written on a global basis.
CNA Companion Services® provides the approved CNA travel assistance services. The CNA Companion Services® flyer provides an overview of the platform. Click the links below to visit CNA Companion Services® portals operated in conjunction with Europ Assistance USA, Inc.:
Access to the CNA International Applications (WorldPass®, Passport®, Defense Base Act and Kidnap and Ransom/Wrongful Detention) and access to the CNA International Market Profile, which includes the Underwriting Contact/Assignment list, is available via CNA Central. Click on the Agent Center tab for access to the CNA Central home page.