CNA Touchstone Property™
A modern, admitted, commercial property form with powerful risk transfer solutions. Flexible, clear and built to deliver the coverage that matters.
Why CNA Touchstone Property Stands Apart
Streamlined from start to finish
Engineered to facilitate fast quoting, binding and renewal.
Confidence you can trust
Backed by CNA's financial strength and more than a century of claims and broker expertise.
Flexible to fit your needs
Core coverage made simple, with specialized endorsements available to fine‑tune protection as needs evolve.
Coverage Highlights
Our commercial property coverage protects your buildings and business property, as well as lost income and ongoing expenses when operations are disrupted by a covered event.
Blanket Limit Options
A range of flexible blanket limit options is available for Property Damage and Business Income
Business Income
Available on Gross Earnings or Gross Profits basis
Deductible Options Available
Deductible options are designed to provide flexibility across a range of risk profiles
Recognizing Our Insured's Emerging Needs
Special coverages are available within the policy form including:
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Attraction Property
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Crisis Management
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Emergency Evacuation Expenses
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Equipment Breakdown included directly in the form (no addendum required)
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Historic Building Preservation
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Impounded Water
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Logistics Extra Cost
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Money and Securities
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Tenants Legal Liability
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Upgrade to Green
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Vehicles or Self-Propelled Machines
Single Carrier or Quota Share Flexibility
Whether insuring 100% ground up or participating on a quota-share structure as the lead market, CNA provides options that align with complex property program needs while maintaining consistency, transparency, and expertise.
Capabilities
CNA brings deep catastrophe expertise grounded in advanced modeling and analytics focused on high hazard exposures. This technical foundation is strengthened by specialized engineering insights that help assess and address vulnerabilities across complex property environments. When large scale events occur, CNA provides a dependable and experienced response approach designed to support continuity, clarity, and informed decision making throughout the event lifecycle. Together, these capabilities help organizations build resilience and navigate catastrophe exposed risks with confidence.
CNA’s Risk Control team helps organizations stay ahead of evolving exposures with tailored guidance, industry specific expertise and cutting edge tools. Leveraging decades of experience and advanced resources like PrepWise®, eRiskHub® and SORCE®, our specialists identify risks early and deliver actionable strategies to strengthen safety, boost resilience and reduce loss potential. From virtual assessments to hands on training, CNA provides practical, proactive solutions designed to help businesses operate with confidence.
Explore CNA’s full Risk Control capabilities: https://www.cna.com/risk-control.
CNA’s Claims team delivers fast, expert support backed by deep industry knowledge and advanced analytics. From 24/7 reporting to proactive guidance throughout the claim lifecycle, our specialists focus on clarity, responsiveness and getting insureds back to business quickly. With powerful digital tools, real time insights and consistently high customer satisfaction, CNA provides a claims experience built on expertise, efficiency and confidence.
For more information on our Claims team and their expertise, please visit: https://www.cna.com/claims/claims-services.
Property Underwriting Leadership Spotlight
Meet the experts driving our property underwriting excellence.
Christina Warner
Global Property Product Leader"We designed CNA Touchstone Property to reinforce what differentiates CNA - clarity, consistency, and confidence at every step."
Dan Ehrhardt
Head of Global National Accounts Property"CNA Touchstone Property reflects today's commercial property risks, while anticipating what's next."
Jordan Corlett
VP, Structured Risk National Leader"A structured-risk property solution built to flex with complex exposures and is backed by specialized support that scales as the risk grows."
CNA Touchstone Property Flyer
Access full coverage details and product enhancements in the CNA Touchstone Property flyer.
Frequently Asked Questions
- Modern, streamlined policy form that simplifies explanation and placement
- Built in coverages reduce reliance on endorsements
- Options and flexibility designed to accommodate diverse account structures
- Strong engineering, claims, and multinational support for complex risks
- Clear, consistent documentation
- A customizable solution engineered for sophisticated operations and exposure profiles
- Enhanced coverages and modernized structures that address emerging and traditional risks
- Strong claims and risk control partnerships that reinforce long term risk resilience
- A modern form that reflects innovation, clarity, and CNA’s continued investment in property excellence
- Trusted Contract Certainty: Our policy delivers consistent coverage terms with prompt issuance, and claims settlement aligned to what’s written – so you know what’s covered, from day one.
- Clear and Concise Form: Developed by a collaborative team of underwriting, claims and product experts, our policy is easy to navigate and understand.
- Adaptable Endorsements: Customize our broad base form with an extensive library of industry-specific endorsements to tailor the policy to your unique needs.
- Customized Solutions: Choose from flexible limits and deductible options to suit your industry, business size and risk complexity. You can also select time element coverage based on gross earnings or gross profits, whichever benefits you most.
Connect with Us
Partnering with CNA means more than protection - it is access to dedicated experts who help you simplify placements, strengthen risk programs, and safeguard your confidence.
- Clear guidance on property coverage and risk management
- Insightful updates on evolving risk trends and market shifts
- Access to exclusive recourses and expertise
- Tailored consultation for your business or client portfolio
- A trusted partner committed to your long-term success